"Allcoast has helped drivers throughout Newfoundland and Labrador stay protected on the roads." Auto insurance is mandatory, but it doesn’t have to break your budget. Call us today for an Allcoast Insurance Policy Check-Up
Check your Third Party Liability coverage!
If you are carrying the bare minimum, $200,000, Personal liability coverage, you should talk to us about upgrading to $500,000 or $1 Million. The $200,000 liability limit may not be enough to compensate for injuries, and could result in you having to pay out of your own pocket.
Accident Benefits are Readily Available for You!
While not mandatory in Newfoundland & Labrador, these no-fault coverages include medical payments, funeral expenses, death benefits and loss of income. Ask us about adding Accident Benefits to your policy today!
Do I Need Collision Coverage?
Collision coverage pays for the cost of repairing or replacing your vehicle up to the actual cash value if it hits another vehicle, the ground, or an object in or on the ground, such as a guard rail.
Do I Need Comprehensive Coverage?
This coverage helps pay for loss of or damage to an insured vehicle, not caused by a collision or vehicle rollover, but by fire, wind, hail, flood, vandalism, theft or by hitting an animal.
Ask About Additional Coverage
Loss of Use (Due to an Insured Loss):
If you carry collision and comprehensive coverage, you can add SEF 20- Loss of Use coverage that will provide you with a rental vehicle while your car is being repaired.
If an underinsured third party causes injuries or death to you, your spouse or dependents, the SEF 44 endorsement raises the third party's limits to the same amount you carry on your policy.
If you have any questions or would like to start a free auto policy quote contact us today!